Family health insurance: the best protection for the people you love

Why does your family need private health cover?

With children at home, doctor visits multiply: paediatric check-ups, vaccinations, small emergencies at night, falls in the park. Family cover gives you fast access to quality medical care with no waiting, exactly when you need it most.

The cover that matters most to families

For the little ones

• Full paediatrics: Well-child programme, regular check-ups and development monitoring.
• Paediatric A&E: 24h care at centres with a specialist children's service.
• Vaccinations: Cover for the official schedule and additional vaccines.
• Speech therapy and early intervention: Support for language development and early detection.

For the adults

• Every speciality: From family medicine to any specialist.
• Gynaecology: Annual check-ups, smear tests, mammograms.
• Maternity: Pregnancy monitoring, birth and postnatal care in a private hospital.
• Mental health: Psychology for adults and for children.

For everyone

• 24h A&E: Immediate care for any family member.
• Telemedicine: Online appointments from home, perfect for those feverish nights.
• Diagnostic tests: Without waiting weeks for a result.

What family plans give you

• Group discounts: Insuring the whole family on one plan costs less than individual policies.
• Children free or discounted: Many plans include children at no cost or at reduced rates.
• One place to manage it: One policy, one bill, one point of contact.
• Cover from birth: Newborns join with no waiting period if the mother was insured.

How much does family cover cost?

Household	Plan with copayments	Plan without copayments
Couple	From €70	From €130
Couple + 1 child	From €85	From €160
Couple + 2 children	From €100	From €185
Couple + 3 children	From €115	From €210

Guide monthly prices for adults aged 35. They vary by plan and province.

One important tip: plan ahead for maternity

If you're thinking about having a child, take out cover at least 10 months before the expected birth. Maternity cover usually carries a waiting period of 8-10 months. Don't wait until you're pregnant.